Send and Receive

Money with Sikhona

Money Transfers

Sikhona Money Transfers is known as the best online money transfer service in South Africa. Our service allows you to send and receive money in over 168 countries worldwide.

Sikhona app phone setup
Ria Money transfer

YOUR NO.1 MONEY

TRANSFER SOLUTION

Transfer money within 5 minutes

Get the LOWEST fees!

Available in over 168 countries

FASTER, SAFER, AND WITH BETTER RATES

HOW TO SEND MONEY TO GHANA

Download our secure mobile app
from the Google Play or Apple Store.
https://sikhona.co.za/get-the-app/

Click “Not registered?”
Fill in your personal details.
Upload clear images of your identity
document and of yourself holding
your identity document.
Click the register button
https://portal.sikhona.co.za/register

Create a transaction & fill out the
details
Select the country & pay-out method
you want for your beneficiary.
Select the pay-out partner you want
for your beneficiary.
Hit the Send Button
https://sikhona.co.za/how-it-works/

MOVING MONEY, CHANGING LIVES.

HOW TO RECIEVE MONEY FROM GHANA

Here’s everything you need to know on how to receive money in South Africa from Ghana

Receive collecrion pin

Once you have paid for your order,
we will send you a Collection Pin

Forward Pin To Beneficiary

Please send this Collection Pin to
your Beneficiary

Receive cash at pay-out location

Your Beneficiary must go to the
Pay-Out Location and present the
Collection Pin and also have a copy
of his National ID with him

WE ARE HERE FOR YOU

OUR SA PAY-IN PARTNERS:

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kazang connect
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RA-Cellular-Logo
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U-Save shoprite logo

CASH COLLECTION POINTS IN GHANA

THAT GUARANTEE US DOLLARS:

First Capital Bank
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Ecobank_logo

SEND AND RECEIVE MONEY WORLDWIDE

PROUD PARTNERS WITH

RIA MONEY TRANSFERS

Money transfer

PLUS, WE OFFER THE LOWEST TRANSACTION FEES

GET CONNECTED WITH OUR TOP GHANA MANAGER

MEET ALUWED

My name is Humphrey Yaw Adekpui. I have been working with Sikhona Money Transfers since 2019. It has really been an exciting journey as we face many obstacles but me and my team overcame all and learned from them. The love of helping and putting a smile on the faces of customers when their money goes through successfully is what motivates me the most. I get the opportunity to help people and the fact that I get to move around meeting and talking to new people is great.
Sikhona Staff

MEET Humphrey

My name is Humphrey Yaw Adekpui. I have been working with Sikhona Money Transfers since 2019. It has really been an exciting journey as we face many obstacles but me and my team overcame all and learned from them. The love of helping and putting a smile on the faces of customers when their money goes through successfully is what motivates me the most. I get the opportunity to help people and the fact that I get to move around meeting and talking to new people is great.

GHANA ROCKSTAR AGENT

Dadirai Nemasonzi

Chat to Dadirai directly via WhatsApp if you need help with getting registered on the app or if you need help with sending money home. She will be available to answer all your questions.

Zim Rockstar

MOVING MONEY, CHANGING LIVES.

MEET THE LIVES WE’VE CHANGED

Dorcas Frimpoma
Dorcas Frimpoma
Dorcas Frimpoma
Dorcas Frimpoma

Download Our App

Or Register On Our Website

FASTER, SAFER, AND WITH BETTER FEES

Sikhona country

WHY GHANA?

This is why we have chosen to extend our reach and offer money transfer services in Ghana. Find out more about how you can send and receive money from Ghana
below.

Work with the Best Money Transfer Services in Ghana

In the decade that Sikhona Money Transfers has been offering a reliable money transfer solution to its Southern Africa client base, the company has quickly become the go to for anyone working in the area and in need of a reliable way to send money home. Today, we are operating throughout the countries in Southern Africa and money can be sent or received in up to 162 different nations worldwide using Sikhona.

In recent months, as our company has expanded into new markets, we have been noticing that a lot of clients in Ghana are in need of a reliable money transfer service. It is with this need in mind that we are expanding our money transfer services in Ghana.

Our company already has quite a large reach in the various developing African nations and as our company has continued to grow, we have found that we are in that perfect position to expand our services to allow customers to send money to Ghana from South Africa. Offering the very same high standards and the same money saving list of services that we offer our South African based clients, we will assist our clients in Ghana in enjoying the same benefits.

Sikhona Money Transfers is a reputable company operating out of South Africa. Our business was launched back in 2010 and has since that time become one of the most trusted and well-recognised money transfer companies in South Africa. Our mission has always been to ensure that sending and receiving money is a task that can be quickly and easily done, without having to physically go to a banking institute. As a money transfer company, we are a division of Sikhona Money Forex (Pty) LTD, and we are fully recognised as an Authorised Dealer with Limited Authority (ADLA). Sikhona Money Transfers is also licensed with the South African Reserve Bank and SARS.

With a lifestyle that is characterised by needing fast and efficient services, the kind that match busy lifestyles, we understand just how necessary it is for everyone to be able to send and receive money. Our company is more than able to help workers send money home to their loved ones and if you are looking for a fast and affordable way to transfer money from South Africa to Ghana then we have just the solution for you!

As our company has been quickly growing over the years, we’ve made sure to keep our money transfer prices as competitive as we can. We have also structured our company in such a way that our clients can call on our professional team, should they need assistance.

As we expand into Ghana, we hope to create at least 100 payout points and we will also be including United States Dollars in our list of available currencies. Our Ghanaian clients will also have access to a wide number of our other fantastic services.

How our money transfer system works?

The money transfer industry has come a long way and we not only keep up with the various changes, but we also try to be innovative ourselves, in order to give our clients a more flexible list of solutions. All of our international money transfers are done via an app, which has been created to be easy to use. With our app, you will be able to send and receive money, regardless of where you are.

To get you started with the Sikhona app, this is a quick step by step guide that you can use when you want to transfer money from South Africa to Ghana.

1. Get the app from an app store and register an account

To get going, the first thing that you will need to do is to download the app to your smartphone. Our app is designed to be compatible with just about every type of smartphone device and you can download our app either from the Apple App Store or from the Google PlayStore. 

Once you have the app installed, the next thing that you will need to do is to register as a user. This is very easy to do. Simply fill in your details on the page presented to you and once you have done that, you will need to submit two photos. The first photo will be of your ID and the second will be of you holding your ID.

When you have everything setup, click “Register” and the process will be complete.

2. Create a beneficiary list

Now that you have registered, you will need to create a quick access list of beneficiaries. This list will make it possible to send and receive money.

To start adding your beneficiaries, you will need to click on the “add beneficiary” button which will take you to a place where you can add the specific details of each beneficiary that you would like to include. When you have added their details, click on the “complete” button and that will become a part of your list, which you can later refer to.

The Easiest way to Send Money to Ghana

If you have got this far, you will have your Sikhona app installed and you will be ready to start sending money to Ghana.

Since we are living in a modern world, one where we often leave home to find our fortunes elsewhere, having a reliable app which you can use to send money back home to support your loved ones, is a great way to reduce financial planning and stress.  

With Sikhona, it is easy to send money to Ghana from South Africa without having to worry about high transfer fees or weeks of waiting for the money to actually be transferred.

One of the reasons why we opted for an app, instead of using some other way to send money, is because we realise that apps have come to be a very important part of most people’s lives. Apps make it easier to do day to day tasks and since we have developed our app using the latest in app technology, our customers can be sure that they are using an app made according to the high standards that they are used to.

And it couldn’t be easier to use the Sikhona app. All you need to do is to download the app, create your account, and then add your beneficiaries. To ensure that you can get your app set up and ready to use, as quickly as possible, you should make sure that you add the correct details.

Once you are ready to start sending money, you will need to get clarification of the beneficiary and then select the country that you’d like to transfer the money to. Then you will need to select the method of payment and then you can include the amount that you would like to transfer. After that, all you will need to do is to click on the “send” button, and the transfer will be complete.

You should make sure that you get your payment reference number. This is the number that will be used at a payment partner, to get a collection pin. You will need to send the pin to your beneficiary, or they will not be able to withdraw the money.

Receiving money online in Ghana from South Africa

The benefits of the Sikhona app go beyond just having a safe and convenient means to transfer money to Ghana. With the app, you will also be able to receive money, something that many of our clients find is necessary for their specific needs. When receiving money, clients can enjoy that same fast and easy service that they would have when sending money.

Should you be looking for a safe and super easy, not to mention reliable, way to send or receive money from South Africa in Ghana, there are a few options that you can use. These options include cash collections, bank accounts and credit accounts. And you can be sure that money will be received on the same day it has been sent.

The Benefits of using our Online Money Transfer Services in Ghana

These days, the internet is available and accessible to just about every person on the planet. Even those living in remote areas of Africa have some form of internet access and this makes it easier than ever for those needing to send or receive money to do so. With the internet and with apps, many tasks can be handled remotely, including sending and receiving money, which is a great convenience for many.

When you are using our money transfer services in Ghana, these are just a few of the many ways that you will benefit:

  1. An online money transfer service done through the use of an app is guaranteed to be the quickest and the absolute safest way to get money from one place to the next.
    By using the most innovative technology, it has truly never been this fast or this easy to send money home to loved ones. With the app you will also be able to track the progress of your money, and you will be sent a notification once the transaction is complete. If you should run into any issues, the company will contact you.

  2. With the app, you are completely eliminating the need to have any paperwork.
    If you were to use any other kind of money transfer service, there is the chance that you would have a mountain of paperwork to go through and on top of that, you’d also possibly wait quite a while for approval. When you opt for a money transfer app, you won’t have to fill in a single paper and you also won’t have to wait too long for approval.

  3. You can send and receive money 24/7.
    This means that you don’t have to worry about business hours or being without money during an emergency. With the app, you can send and receive money no matter what the time of day is.

  4. You can use various pick-up points or you can use a money wallet payout.
    The many payment options that you have available to you include various pickup partners which include banks, EcoCash Wallets and the option of USSD cash.

Why should you use Sikhona’s Services?

Despite Sikhona Money Transfers being the preferred app used by countless people looking to send and receive money, there are many other reasons why you should use Sikhona to move your money. Like many in our growing client base, if you are one of the continents hard working people, you deserve the best possible money transfer services, and this is why you should use us.

  1. We offer fast money transfers
    Having to wait for a money transfer to go through is not something that everyone has time for these days, especially in emergency situations. When you work with Sikhona Money Transfers, we can promise you that you won’t have to wait long for your transfer to reflect.  

  2. We guarantee safe transfers
    Whenever money is being transferred, safety can be a bit of a concern. But when you are sending money to Ghana using the Sikhona app, we can guarantee that the transfer will be processed. We only make use of the kind of technology that ensures that money will stay safe. We also work to ensure that the details of clients, such as their names and addresses stay confidential.

  3. We have affordable transfer rates
    One of the biggest issues in our industry is the fact that money transfer rates are so high. To combat this, we have made sure that we only offer affordable transfer rates so that clients don’t have to worry about paying out more for the transfer to go through.

  4. We enjoy a global footprint
    Sikhona is a global company and we are, at the moment, operating in 162 countries around the world while we also have a distribution network of more than 440 000.


Sikhona Money Transfers is a highly experienced company and we are more than able to provide you with a reliable method of sending and receiving money in Ghana from South Africa. Our professional team as well as our global reach means we can help you no matter what your needs are.

Should you need more information about our money transfer services in Ghana, you can call us on 0861 660 660. We also offer money transfers to Zimbabwe.

PLUS, WE OFFER THE LOWEST TRANSACTION FEES