Benefits of Sending Remittances with Mobile Money Transfer Apps

benefits of sending remittanced with mobile money transfer apps

The Benefits of using Mobile Money Transfer Apps to Send Remittances

The world of modern money transfers has made it incredibly easy, and safe, to move money from one place to the next.

While in the past you’d have to go to the bank or a local post office to move your money, these days one of the most effective ways to transfer your hard earned cash is via a mobile app. This development in the industry has opened up a world of possibilities for all kinds of opportunities, but in particular, it is a game changer for those who work in distant places and are looking to send money home.

Money transfers done in person are all but over and when you work with a company like Sikhona, you can be sure that you are putting your trust in the right people. We are committed to giving our clients the best possible service, complete with a personal touch for those in need of more information. We are all about providing our clients with a safe, fast and effective money transfer option that they can always rely on, no matter when or where they need to send their money. With our mobile money transfer services option, our clients don’t even have to leave their homes or their offices to move their money.

The future of money transfer is here and it is mobile

The convenience of doing global remittances, through the use of an app, is changing a lot about how we think about and approach money transfers.

Mobile apps have changed just about every way that we operate in our society. We use apps to communicate and be social, we use apps to shop and we use apps to do business and banking. So naturally, money transfer via an app is the next greatest achievement.

What is a mobile transfer app?

Based on the safest and most effective technology, a mobile transfer app is something used by businesses and individuals all over the world. There is a huge variety of these apps out there, and the trusted ones are always those created by the company offering the transfer service.

With a mobile money transfer app, there is absolutely no need to move money in person or to even leave your home to go to the bank. So long as you have the app, and often so long as the person receiving the money has the app (this requirement can vary from company to company, sometimes the person receiving the money only needs a bank account), you can put in the necessary information and move your money over.

As you can imagine, global remittance (which means the transfer of money) is so much easier these days. With the app, which is designed to be user friendly, flexible and superfast, you will likely never need to use any other type of money transfer method ever again.

The use of a money transfer app often works around the concept of mobile money.

Mobile money is the technology that makes it possible for people to send and receive money via a mobile phone. The concept is also sometimes called a mobile wallet, and it is a service that is incredibly popular in most African nations, especially since people in Africa live and work so far apart.

With mobile money, you not only have the option of sending and receiving money, you can also store it. Apps like these make it possible to link your phone to a secure account in which the money is stored.

The mobile money is generally provided by the company that provides the app, rather than a third party company.

Such apps are also not just designed to transfer money. With a money transfer app, you can use the money you put into it to pay for just about anything and you can even withdraw it as cash.

Whatever it is that you need the app for, it is so important that you do your research before you put down your money. While apps are mostly designed to have the same or at least similar features, there are those apps that can be very different to others.

It is also important to have a close look at the company behind the app. Remember, you are moving around your hard earned money and if you were to put it in the hands of the wrong company, you could end up losing your cash, or paying out so much to use the service that it becomes pointless.

How to send money using your mobile money transfer app

The entire concept is designed to be as simple as possible, so that anyone and everyone can use it. The simplicity of the app, topped with the fact that these apps are designed to transfer the money quickly, means using such an app is a logical choice for most who are often transferring their money.

The description of how to send money using the app is a fairly general one. Most apps will have defining features that set them apart from one another, but the transfer method remains more or less the same.

To start with, you will need to download the app of your choice and then open an account with the app provider. You will need to add all of the necessary information and you might also need to add the card details for the account in which you have your money.

The account will be connected to a mobile wallet, which will allow you to move the money you have earned into the app, so that it can be used.

When the time comes to transfer the money, this is usually the way it will go:

  1. If you are transferring your money to another country, you will need to start the process by selecting the country. If you are sending your money to another account within South Africa, you could find that South Africa is the default country.
  2. In the next step, you will have to either select the amount you want to send or you will need to type it in.
  3. Next you will select a payment method. This could be a transfer to an actual bank account or it could be to another mobile money wallet. Often transferring money to another mobile money wallet, especially if it is a wallet provided by a similar or the same company, is the easiest and sometimes even cheapest route to take.
  4. In the final step, you will enter the details of the person set to receive the money and then hit that transfer button.

Although the money transfer process is somewhat simple, it is by no means unsafe. The app developers and the company running the app, are serious about safety and take care to check that all of the safety procedures and technology is in place to ensure that not only is the money being transferred protected, but that the personal details of all involved is also kept safe.

The Benefits of Using a Mobile Money Transfer App to Send Remittances

Now that you know all that you need to know about what using an app entails, and you are in a better position to make the decision about whether not this is the kind of option that you are keen on using, it helps to know how you can benefit from the app.

Remittances are a part of life for those living and working in different parts of the world. Having an option to quickly send money home, for safe keeping, or to help someone out, or pay an outstanding bill, can provide a certain sense of freedom while it can also give you more peace of mind.


There are quite a few benefits to enjoy when you use a mobile money transfer app:

  1. Security

Cash money doesn’t provide much by way of security. We all know the horror stories of people being robbed of massive amounts of money when on their way to or from the bank, and if you are transferring money and want to avoid the stress of being robbed, using a mobile money app is the better option.

To guarantee that you are completely secure in your money transfer, you should make sure that you only work with a reputable company, and you should rely on more than just your friend’s recommendation. Not only should you do your research into the company you are considering, but you should also read the reviews of other, legitimate customers, to safeguard your choice.

Money transfer apps are well known for using incredibly strong software protection tools, including encryption software, which will secure your money transfer and ensure that it gets to the right place or person.

  1. Convenience

With the days of having to go to the bank, stand in line, fill out forms and then physically make the payment to a bank teller over, using an app to move your money around certainly has that convenience factor. By filling in the right information and clicking send, you can move your money quickly and without having to do much on your part.

An app will enable you to move your money whenever and from wherever you like, even if you are just being lazy in bed.

  1. Flexibility

These days, we can access money using a wide variety of options. There are various accounts that you can open and store your money in and these accounts are all quite easy to connect to your money transfer app. This means that you never again have to worry about having only one option from which you can move money into your app.

With this kind of flexibility you will be empowered to send your money from a credit card, a debit card or a bank account. You can also move the money from your mobile wallet. These options are among the most popular, and are easily connected to the app, so long as the app recognises it.

  1. Reliability

Down time and other delays that can cause a headache to those who need to move money, especially if they are in a hurry, used to be the norm with the more conventional money transfer options.

But when you use a mobile money transfer app, you can be assured that reliability won’t be an issue, unless you have an issue with your mobile device or your app. For the most part though, especially if you are using an app developed by a reputable company, there should be no issue with the app due to any fault of the company. This means you won’t have to worry too much about the app not working when you need it to, or the money not going through.

  1. Cost

One of the most troubling things about money transfer options is that they can be very expensive. If you don’t have a careful look at your options, you could easily end up paying out loads of money for the service, which in turn eats up the money you are making and perhaps trying to send to loved ones back home.

High costs are often a sign that the company offering the transfer service is not as honest or as reputable that they make themselves out to be. While fees are to be expected when using such a service, they should never be so high that they end up doing you more harm than good.

For the most part, when compared to the more conventional remittance services, the use of a mobile app is generally a lot cheaper.

  1. Speed

A fast remittance is one thing that everyone moving money looks for in their service provider. And with a mobile remittance app, you can really look forward to the fast transfer of money. With the best apps, money can be sent within seconds, even if you are sending the money to another country, half way around the world. There is no paper work to go through and no downtime when it comes to organising the transfer.

So long as the app is correctly setup, and you have money to send, you can expect your money to quickly and conveniently be moved to where you need it.

To find out more about how to do international money transfers online from South Africa, get in touch with our team today. We have partnered with Ria Money Transfers to ensure a secure process of sending and receiving money.

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